Resource Guide
The journey to homeownership may seem daunting but just follow these easy steps below to ensure a painless and exciting process. We also have listed lenders who we work closely with and trust to answer all your questions about financing.
Take Each Step, One At A Time
1. Pre-Qualify
Shop with confidence since you’ll know how much you can realistically afford.
2. House Hunt
Discuss your must-haves with one of our agents. Let us help find your dream home.
3. Find The One
Once we have found the one, we will prepare all the necessary documents and disclosures.
4. Submit Application
Provide updated financial documents, Purchase and Sales Agreements to the Financing Institution.
5. Processing
The financing institution organizes your updated information and orders appraisal report.
6. Underwriting
Your loan application file is reviewed and verified; conditional approval is issued by the financial institution.
7. Get Insured
Obtain a Homeowners Insurance policy from the provider of your choice.
8. Don't Delay
Provide any additional conditions and documents as soon as possible or your closing could be delayed.
9. Clear To Close
Title and application files are in order and your closing date is set. Arrange for transfer of utilities at closing.
10. Welcome Home
After your final walk-through and closing documents are signed, get ready to move in!
Trusted Bank Lenders
Below is a list of trusted lenders from local banks who we believe can answer all your financing questions and help you begin your journey to owning a home.
First Community
Loan Officer at First Community Bank
(304) 431-9075
Carmen Parks
Loan Officer at BB&T
(304) 487-5900
Dewey Carr
Loan Officer at MCNB
(304) 425-3000
Deborah Sargent
Loan Officer at New Peoples Bank
(304) 487-9800
Eric Stovall
Loan Officer at Summit Bank
(304) 431-5809
Jane Price
Loan Officer at City National Bank
(304) 255-7230
Trusted Mortgage Companies
Below is a list of trusted lenders from local and regional mortgage companies. Mortgage companies often offer a variety of mortgage products outside of your traditional financing options.